Advocates for Dental fairness

Dental fairness for access to dental health insurance plans

There are laws that prohibit discrimination against dental care services under specific circumstances. In addition payment for health care services shall not be denied under a policy, contract or other document providing for the payment of health care treatment procedures if the services are rendered by a licensed dentist if the following two conditions are met:
 
1.   The health care services would be covered if provided by a person licensed to engage in the practice of medicine and surgery, and
2.   The health care services can be lawfully performed within the scope of practice of a licensed dentist.

This is not true in every state, however, there are dental health insurance plans that are readily available to you. For example, InsuranceCompany.com is one of the largest dental insurance websites on the internet. They have been serving the dental community since 1983. Their dental insurance quoting service is easy to use. Just enter your residential zip code and they provide instant dental quotes for you and your family at reasonable rates.

Finding a way to buy dental insurance at a reasonable price

This site is dedicated to consumers who feel left out in the cold when trying to buy dental insurance at an affordable price.

I understand that there are many dental plan web sites popping-up all over the internet, claiming to offer "dental insurance" when in fact they do not and are not licensed to offer and sell a dental insurance plan.

If you find a site that says they offer dental insurance, they are "required" to show their insurance license information on the web site. If they do not, then report them to your local state department of insurance. If you find a dental web site stating they offer "dental insurance" and in fact they do not, then take the opportunity to report that site to the search engine you found them on.

Always ask to speak with a licensed insurance agent. Please be sure to contact the dentist or dental office you have selected to confirm they are accepting new patients and they are accepting the dental health insurance plan you are considering.

Finding the right value in individual and family dental insurance is an important step in purchasing affordable dental insurance health care coverage. Both types of dental plans (dental insurance and discount dental plans) have advantages and disadvantages and one size does not fit everyone. Keeping this in mind is an important guideline when you shop for the dental plan that best fits your needs.

Dr. David Blunt